The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have excellent credit and who plan to take advantage of the cash rewards program.

Through the rewards program, cardholders earn a 3% bonus rebate on gas, grocery, and fast food purchases for the first six months. In addition to that, cardholders will receive quarterly bonus opportunities, which offer 3% cash back. Cardholders also earn a 1% unlimited rebate on every dollar spent on all other purchases. Cash rebates never expire.

When cardholders shop online through Chase Rewards Plus(SM), they will earn 10% cash back once they enroll their account in the program.

Beyond the rewards program, this card offers limited cardholder benefits like zero liability for unauthorized transactions. The Chase Freedom(SM) Credit Card has no annual fee and a reasonable APR for purchases for those who qualify.

Therefore, those who plan to take advantage of the cash rewards program will benefit most from what the Chase Freedom(SM) Credit Card has to offer.

Card Last Review 2008-11-06

The IberiaBank Visa® Gold Cash Back Rewards Card, issued by Pulaski Bank, is designed for those with good credit who would like to take advantage of the cash reward program.

Through the rewards program, cardholders earn a 1% cash rebate per dollar spent on all purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.

The card has no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). Plus, the card offers a 0% introductory rate on balance transfers submitted during the first three months for the first six months of membership.

In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.

Card Last Review 2008-11-13

The Pulaski Bank Visa® Card issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card.

The best feature of this credit card is the reasonably low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card.

However, aside from the reasonably low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card.

Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® Card has to offer.

Card Last Review 2008-10-28

The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a reasonably low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.

Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

Card Last Review 2008-11-13