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IberiaBank Visa® Classic Card
Issued By: IberiaBank

Our Rating:

Intro APR
Intro Period
Regular APR
Annual Fee
0.00%
6 months
As low as
8.000%
none
Summary of Major Points
No Annual Membership Fee
0% Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
No Transaction Fee for Balance Transfers
25 Day Grace Period
Online Access to Credit Card Information
Our Review & Details
Details
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total Fees First Year: n/app
Rate Type: Variable
Intro Details: The introductory rate is available on balance transfers submitted during the first three months.
Our Review

The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a reasonably low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.

Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

Card Last Review 2008-10-02
Additional Perks
Various internet account services.
Lost and stolen card reporting.
See website for additional benefits.
Notations
The APR for purchases and balance transfers varies according to the applicant\'s credit history and will be 3.00%, 4.00%, or 5.00% + Prime Rate.
The APR for cash advances varies according to the applicant\'s credit history and will be 7.00%, 8.00%, or 9.00% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
 
 

 
 
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