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IberiaBank Visa® Gold Cash Back Rewards Card
Issued By: IberiaBank

Our Rating:

Intro APR
Intro Period
Regular APR
Annual Fee
1.99%
6 months
As low as
8.250%
none
Summary of Major Points
Earn 1% in Cash Back Credits on All Qualifying Purchases
No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
Travel Accident Coverage up to $500,000
No Annual Membership Fee
Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
25 Day Grace Period
Online Access to Credit Card Account Information
Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
Our Review & Details
Details
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total Fees First Year: n/app
Rate Type: Variable
Intro Details: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Our Review

The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash rewards program.

Through the rewards program, cardholders earn a 1% cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn, and rebates do not expire for the life of the account.

The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.

In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.

Card Last Review 2009-07-14
Rewards Details
Is Reward prgram Optional? No Annual Fee: n/app
Type Of Reward: Rebate
Do Rewards Earned Expire?: None
Yearly Reward Limit: None
Additional Perks
Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits.
Notations
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
 
 

 
 
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