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IberiaBank Visa® Platinum Rewards Card
Issued By: IberiaBank

Our Rating:

Intro APR
Intro Period
Regular APR
Annual Fee
1.99%
6 months
As low as
8.250%
none
Summary of Major Points
Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
Turn Your Points Into Hotel, Gift, or Experience Rewards
Travel Accident Coverage Up to $1,000,000
No Annual Membership Fee
Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
25 Day Grace Period
Online Access to Credit Card Account Information
Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
Our Review & Details
Details
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total Fees First Year: n/app
Rate Type: Variable
Intro Details: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Our Review

The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.

Through the rewards program, cardholders earn one point per dollar spent on qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program.

In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.

Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer.

Card Last Review 2009-07-14
Rewards Details
Is Reward prgram Optional? No Annual Fee: n/app
Type Of Reward: Point
Do Rewards Earned Expire?: n/a
Yearly Reward Limit: n/a
Points Per Dollar Spent: 1 Point
Additional Points: None
Point Details: Points are redeemable for hotel, gift or merchandise rewards.
Additional Perks
Various Internet account related services.
Lost and stolen card reporting.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits.
Notations
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
 
 

 
 
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