The IberiaBank Visa® Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.

This credit card has an introductory fixed rate on purchases and balance transfers of 7.50% APR for the first 12 billing cycles. After the introductory period, the card offers a low ongoing variable APR. There is no transaction fee for balance transfers.

The IberiaBank Visa® Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application.

Although the IberiaBank Visa® Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information.

Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Select Card has to offer.

Card Last Review 2009-11-20