Are you looking for three simple ways to get rid of your credit card debt? The first one is obvious: stop using your credit cards. This may seem too obvious to suggest, but the best way to get a handle on your spending is to spend only the cash you have after your bills are paid. Second, investigate consolidating your credit card debt onto one card with a lower interest rate. Some folks are in a constant process of moving to the next 0% interest rate card. This can be time consuming, but you can save a lot of money and allow yourself more time to pay off the debt. Third, start making double payments. If the calculated minimum payment is only on the accrued interest, make a double payment to lower the principal of the debt. By lowering the principal and discontinuing use of the card for purchases, you'll see that balance reduce quickly.