Lendgo.com is not a banker or lender (Service Provider). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. Interest rates and terms are from a lender or lenders with whom LendGo may match you and that offer the particular product. LendGo is not a lender in any transaction and does not make loans, loan commitments or lock-rates. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched. Not all consumers will qualify for the advertised rates and terms.
Rates, APRs, Range of Rates and APRs, Payment Amounts, Range of Payment Amounts, Fees, Points, Costs, and/or Origination Costs shown in accordance to any the Personal Loan offer shown on our site are examples only and do not take into consideration fees and insurance premiums (if required) that may be associated with the loan. Further, data displayed does not take into consideration your financial situation, credit score, income, existing debt, or other factors that lenders may use to underwrite your personal loan. The monthly payment may be different from the example listed.
Factors including, but not limited to, your personal credit history, lender underwriting criteria, actual credit score, income and existing debt will also impact the actual Rate and APR noted. Again, the data displayed on LendGo.com pertaining to any Personal Loan are examples only and are based on limited information provided and should not be deemed an actual offer of credit.
Personal Loan Providers determine the underwriting criteria necessary for approval, you should review each Provider's terms and conditions to determine which loan works for you and your personal financial situation. All reasonable efforts are made to provide and maintain accurate information. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Provider's discretion. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown. Rates, products and fees may not be available by all lenders and not in all areas. LendGo is paid a fee for its services by the lender(s) depending on the lender it could be a match fee, a closed loan fee or both.
The information collected is not an application for credit or a loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. Lendgo.com does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.
A Personal Loan offers funds relatively quickly once you qualify you could have your funds within a few days to a week. A loan can be fixed for a term and rate or variable with fluctuating amount due and rate assessed, be sure to speak with your loan officer about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $100,000 are available through participating lenders; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms and rates offered. Ask your loan officer for details.
LendGo Personal Loan consumers were seeing match rates as low as % on a $10,000 loan amount for a term of three (3) years. Rates and APRs were based on a self-identified credit score of 700 or higher, zero down payment, origination fees of $0 to $100 (depending on loan amount and term selected). An example of total amount paid on a personal loan of $10,000 for a term of 3 years at a rate of 10% would be equal to $11,616.12 for the life of the loan (3 years or 36 months).
This example rate was last updated on July 7, 2025